Underwriting

Mortgage Banking

Mortgage banking involves originating, underwriting, closing, and servicing mortgage loans. It’s a crucial part of the real estate finance ecosystem, connecting borrowers with lenders. Key Characteristics / Core Concepts Origination: Finding and qualifying borrowers for mortgage loans. Underwriting: Assessing the risk of lending to a borrower. Closing: The finalization of the mortgage loan process. Servicing: … Read more

Investment Banking

Investment banking is a specialized area of finance focused on advising corporations and governments on mergers and acquisitions (M&A), raising capital through debt and equity offerings, and managing financial risk. Investment banks act as intermediaries between companies seeking capital and investors with capital to invest, facilitating transactions that benefit both parties. They also provide strategic … Read more