Loan Management

Loan management is the process of overseeing and administering loans throughout their lifecycle, from origination to repayment. This includes tasks like assessing creditworthiness, disbursing funds, tracking repayments, and managing delinquencies. Key Characteristics / Core Concepts Credit Risk Assessment: Evaluating the borrower’s ability to repay the loan. Loan Origination: The process of issuing and disbursing the … Read more

Credit Management

Credit management is the process of overseeing and controlling the extension and repayment of credit to borrowers. It involves assessing risk, setting credit limits, monitoring payments, and managing delinquent accounts. Key Characteristics / Core Concepts Risk Assessment: Evaluating the creditworthiness of borrowers to predict the likelihood of repayment. Credit Limits: Establishing the maximum amount of … Read more